NZ financial calculators.

Easy-to-use calculators for your pay, tax, mortgage, and retirement. Free, fast, and accurate.

Calculators

Work out your take-home pay, understand GST, convert between pay rates, and see how pay rises affect your earnings.

Mortgages, personal loans, credit cards, and student loans.

KiwiSaver projections and compound interest.

Purchasing power over time and personal budgeting.

Rental yield, property investment, and ownership costs.

Always current

Rates pulled straight from IRD, ACC, and interest.co.nz. Updated regularly.

No account needed

Every calculator works instantly in your browser. Nothing stored, nothing tracked.

Built for NZ

NZ tax brackets, NZ banks, NZ rules. Not an afterthought on a global tool.

Explore after-tax take-home pay for any NZ salary from $30k to $200k. See exactly what you'll earn monthly, fortnightly, weekly, and hourly.