KiwiSaver Calculator
See what your KiwiSaver could be worth at 65.
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💡Contributing 10% instead of 3% can roughly double your balance at retirement — the government match and compound growth make a big difference.
CustomYour own rate
% p.a.
ℹ️The government contributes up to $521.43/year (the "KiwiSaver Member Tax Credit") if you contribute at least $1,042.86 annually. Your employer must match at least 3%.
You could have at 65
$867,932
That's ~$2,893/mo for 25 years·35 years of compounding
Where your money comes from
You$89,250
Employer$104,125
Government$18,235
Year-by-year projection
| Age | Balance | You | Employer | Govt |
|---|---|---|---|---|
| 30 | $20,000 | — | — | — |
| 31 | $27,609 | $2,550 | $2,975 | $521 |
| 35 | $62,894 | $2,550 | $2,975 | $521 |
| 40 | $120,296 | $2,550 | $2,975 | $521 |
| 45 | $197,112 | $2,550 | $2,975 | $521 |
| 50 | $299,910 | $2,550 | $2,975 | $521 |
| 55 | $437,476 | $2,550 | $2,975 | $521 |
| 60 | $621,572 | $2,550 | $2,975 | $521 |
| 65retirement | $867,932 | $2,550 | $2,975 | $521 |